GEORGIA SB 406  ·  SIGNED APRIL 1, 2026

Complete SB 406 compliance. Done for you.

Upload your CC&Rs and bylaws. Covenant identifies every compliance gap, rewrites your governing documents with all required changes, and delivers a complete adoption package with ready-to-send member notices, meeting agenda, ballot, and recording instructions. No attorney required.

Free Compliance Check
Upload your CC&Rs, bylaws, or governing documents
📄
Click to upload PDF
CC&Rs · Bylaws · Rules & Regulations · Max 5MB
or paste text

Free scan · No account required · Results in < 60 seconds

4,000+Georgia HOAs affected
51–0Senate vote
$399Complete package
vs. $2k–5kAttorney alternative
What you get

Everything your board needs to be compliant. Nothing more.

One package. Five deliverables. Everything your board needs to comply with SB 406 without paying an attorney $2,000–5,000.

🔍

Full Compliance Analysis

Every gap identified across all 12 SB 406 requirement categories. Severity ratings, specific document citations, and the exact language in your documents causing each issue.

📝

Amended Governing Documents

Your CC&Rs and bylaws rewritten with every required change incorporated. Each amended section annotated. The complete document your board presents to members for adoption.

📨

Done-For-You Adoption Package

Ready-to-send member notice letter. Meeting agenda. Official ballot. Certificate of adoption. County recording instructions. Your board signs and sends — we write everything.

🗳️

Member Vote Tool

Run your amendment adoption vote online. No registration required from members. One vote per property address. Password-protected results released after close. Board moderation controls included.

🏛️

Registration Support

When the Georgia Secretary of State opens the registration portal, we send you the exact steps and submission instructions. Included at no additional charge.

Included with every order

A board portal and community website, ready day one.

Every $399 package includes a private board portal and a hosted community website for your HOA. No extra setup. Access is emailed when your compliance package is delivered.

🔒

Board Portal

A private login for your board members. Manage your community website, post announcements to residents, add events to the community calendar, and view member support requests from one dashboard. Multiple board members, two roles (admin and member).

🌎

Community Website

A hosted website for your community at georgiahoacompliance.com/site/your-hoa. Choose from five templates. Click one button and AI generates all five standard pages (Home, About, Board & Contacts, Documents, News) using your community details. Customize any page from the portal. Publish when ready.

🔔

Announcements & Calendar

Post banner announcements that appear at the top of your community site. Add community events to a shared calendar. Residents see current announcements and upcoming events without any accounts or apps.

Community website hosting included year one. $199/year after that.
Board portal access is permanent. Hosting renewal is optional.
Get Your Package →
The alternative

What $2,000–5,000 in attorney fees gets you

Attorneys are the right choice for complex HOA disputes and litigation. For the specific, mechanical work of SB 406 document compliance, the requirements are defined and the process is procedural.

Atty

Attorney route

  • Initial review: $500–1,500
  • Document drafting: $1,000–2,500
  • Adoption guidance: $250–750
  • Timeline: 2–6 weeks
  • Total: $2,000–5,000+
Cov

Covenant

  • Full compliance analysis: included
  • Complete amended documents: included
  • Adoption package + recording guide: included
  • Member vote tool: included
  • Registration support: included
  • Board portal + community website: included
  • Total: $399 · Delivered same day
0

Doing nothing

  • Cannot collect fines
  • Cannot issue liens
  • Cannot initiate foreclosure
  • Lose enforcement authority
  • Permanent until registration
Get Compliant — $399 →

Not legal advice · Not a law firm · Document analysis and preparation tool

Sample output

What your compliance analysis looks like

Pinecrest HOA — CC&Rs and Bylaws Review

Analyzed against Georgia SB 406 · April 2026
38/ 100Needs Work
7 issues found — 3 critical · Amended documents + adoption package generated
Critical
Lien Authorization Thresholds
Section 8.4 authorizes liens when unpaid assessments exceed $2,000. SB 406 raises this to $4,000. Amended language incorporated into replacement document.
Critical
Foreclosure Notice Requirements
Article 9.2 specifies a 21-day notice period. SB 406 mandates a longer window. Updated notice language drafted and incorporated.
5 additional findings · All amendments incorporated · Adoption package ready
Amended CC&Rs produced with all 7 changes incorporated and annotated
Member notice letter drafted and ready to send
Meeting agenda, ballot, certificate of adoption, and recording instructions included
Board portal provisioned · Community website ready to publish
Get My Compliance Package →
Pricing

Simple, one-time pricing

No subscription. No hidden fees. Pay once and receive everything your board needs to be fully compliant.

Free Scan
$0
Instant compliance snapshot. See your score and top two findings before committing.
  • Readiness score (0–100)
  • 2 compliance findings revealed
  • Issue count by category
  • Document type detection
Run Free Scan
Property Managers
$435/association
For management firms handling multiple communities. Same complete package, manager rate.
  • Everything in Complete Package
  • Manager rate, no minimums
  • Batch ordering available
  • White-label option available
Contact for Manager Pricing
How it works

Upload. Receive. Adopt. Done.

01

Upload your documents

PDF upload on the order form. CC&Rs, bylaws, or any combination. We handle the analysis.

02

Receive your package

Within a few hours of payment: full compliance analysis, completely amended governing documents, your entire adoption package, and login credentials for your new board portal.

03

Adopt and register

Send the member notice we wrote. Run the adoption vote using our online tool or the ballot we provided. Record the amendment. Your board portal and community website are live immediately.

FAQ

Common questions

Do we still need an attorney?
Most boards do not need an attorney for the mechanical work of SB 406 compliance. The requirements are specific and defined. Covenant identifies the gaps, rewrites the language, and provides the adoption procedure. If your association has complex governance disputes or litigation, attorney involvement may be warranted for those specific issues — but not for the document compliance work SB 406 requires.
What exactly do we receive?
Five deliverables: (1) Full compliance analysis across all 12 SB 406 categories. (2) Complete governing documents rewritten with every required change incorporated and annotated. (3) Done-for-you adoption package: member notice letter, meeting agenda, official ballot, certificate of adoption, and county recording instructions. (4) Online member vote tool so your board can run the adoption vote without any member registration. (5) Board portal with a hosted community website for your community (first year included).
How does the online vote tool work?
Your board creates a vote in the portal, sets the open and close dates, and shares the ballot link with members. Members vote using their name and property address — no account or password required. One vote per normalized property address is enforced automatically. Results are password-protected and only available after voting closes. Your board sees aggregate totals: Yes, No, and Abstain counts with percentages. No individual votes are disclosed.
What is the community website?
A simple hosted website for your community at georgiahoacompliance.com/site/your-hoa-name. Board members log into the portal, click one button to generate AI-written starter content across five pages, choose a design template, and publish. You can customize any page directly in the portal. The site displays active announcements, a community events calendar, and a resident contact form. Website hosting is included for one year with every order, then $199/year to continue.
What does “registration support included” mean?
When the Georgia Secretary of State opens the registration portal, every board that completed a Covenant package will receive the exact steps, required data fields, and submission instructions at no additional charge.
How long does delivery take?
Your compliance package and board portal credentials are delivered by email within a few hours of payment confirmation. The free compliance scan returns results in under 60 seconds.
Is this legal advice?
No. Covenant is a document analysis and preparation tool. The compliance analysis, amended documents, and adoption guidance are produced by AI trained on SB 406 requirements and Georgia HOA law. They do not constitute legal advice or create an attorney-client relationship. For complex legal questions specific to your situation, consult qualified legal counsel.
What is SB 406?
SB 406 is the Georgia Property Owners' Bill of Rights Act, passed March 31, 2026 (Senate 51–0, House 155–10). It requires property owners' associations to register annually with the Secretary of State or lose the authority to collect fines, issue liens, and initiate foreclosure. Full guide →
Free resources

Understand SB 406 before you order